Effective August 27, 2025, Own Bank updated interest rates for Own It and Time Deposit products, while continuing to deliver secure, convenient, and rewarding banking services.

You'll still enjoy all the benefits that make saving with Own Bank a smart choice:

• Daily Interest Earnings – Watch your savings grow every day.
• Flexible Terms – Choose deposit durations that fit your financial goals.
• No Minimum Balance – Maintain accounts without hidden charges.

You can also continue to enjoy our Own Bank virtual card powered by MasterCard for hassle-free transactions.

Updated Rates:

At Own Bank, we remain committed to providing transparent, reliable, and customer-focused banking solutions.

For more details, email us at cxsupport@ownbank.com or call (02) 8683-7770.

Own Bank is regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by the PDIC up to P1,000,000 per depositor.