Effective August 27, 2025, Own Bank will update its Own It and Time Deposit

interest rates, while continuing to offer the benefits you value most:

While rates have been updated, your benefits remain:

• Daily interest earnings
• Flexible deposit terms to match your goals
• No fees and no minimum balance

You can also continue to enjoy our OwnBank virtual card powered by MasterCard for hassle-free transactions.

Updated Rates:

• Own It – 3.80%
• 15 Days – 4.00%
• 30 Days – 4.15%
• 60 Days – 4.35%
• 90 Days – 4.50%
• 180 Days – 4.80%
• 360 Days – 5.20%

Note: For Time Deposit the updated rates will apply only to new users and new deposits. Existing Time Deposit holders will continue to enjoy their current rates until maturity. Upon maturity, they will have the option to reinvest or open a new deposit at the prevailing rates.

Terms and conditions apply.